ALM Manager / Head of Asset & Liability Management

• Build ALM function from scratch: governance, policies, operating model, ALCO setup;

• Own liquidity management: liquidity ratios, internal buffers, cash flow forecasting, stress testing, contingency funding plan;

• Manage conservative liquidity portfolio (eligible instruments, tenor laddering, counterparty limits);

• Implement IRRBB framework (repricing analysis, sensitivities, stress scenarios);

• Support balance sheet strategy, funding mix, deposit/loan pricing, cost-of-funds framework;

• Establish Treasury controls (maker–checker, limits, confirmations, reconciliations);

• Hire and structure ALM team;

• Partner with Finance, Risk, Compliance and Business Units;

• 7+ years in ALM / Treasury / Liquidity within a bank;

• Strong understanding of liquidity management, IRRBB and balance sheet risk;

• Experience building processes and frameworks from scratch;

• Ability to design models and reporting;

• Strategic thinking and strong critical reasoning;

• Comfortable in fast-growing digital bank environment;

• Fluent English.